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Looking for a new home?
As common as "buying a home" may sound, at Mo-Norma and Associates, we believe each of our clients has a unique situation that presents its own set of challenges...it's your move! These challenges are met by the Mo-Norma and Associates real estate team using strategies that allow you to successfully achieve your real estate goals. We'll spend time learning and understanding your personal needs based on:
- Your preferred price range
- The style of home you desire
- The area(s) you want to live in
- Any extras you would like
We can also put you in touch with a mortgage consultant if you like, so that you can determine:
- What amount you will qualify for
- Your preferred down payment
- Your preferred monthly payment
- Which types of financing are best for you
Why should I get pre-approved for a mortgage?
Getting pre-approved for a mortgage is a great way to get started. Many sellers will not consider your offer to purchase without a pre-approval letter. With a mortgage approval you'll be:
- Better positioned to negotiate with sellers
- Able to close on a property quicker than other buyers
- Showing the seller how serious you are about the property, and the seller will feel comfortable about working with you.
In a "seller's market", or where properties are limited, a pre-approved mortgage is essential.
What do I need?
If you decide to apply for a mortgage, you will need to supply information regarding your income, expenses, and other obligations. For a full list of the items you need, please contact us. Concerned about your credit? That's okay. Many lenders will help you find a solution to your credit problems. We work with various mortgage companies that can help you.
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